Small Business Grants in North Dakota: Complete Guide 2026

Overview of Small Business Grants in North Dakota

North Dakota's energy-driven economy and growing technology sector in the Fargo area create targeted funding opportunities. From Fargo and Bismarck to Grand Forks, Minot, and the Bakken oil region, entrepreneurs can access state and federal programs. Many North Dakota business owners ask about grants beyond the energy sector — the state is actively diversifying its economy and supporting businesses in technology, agriculture, and manufacturing.

Top Federal Grants Available to North Dakota Businesses

North Dakota's agricultural economy and energy sector attract specific federal funding. The USDA is a major source. The DOE funds energy technology projects. The SBA North Dakota District Office provides statewide guidance.

• USDA Rural Development and agricultural grants
• DOE grants for energy technology
• SBIR/STTR for technology and research companies
• SBA microloans and guaranteed loans
• EDA grants for economic diversification

North Dakota State-Specific Grant Programs

The North Dakota Department of Commerce offers programs including the North Dakota Development Fund for gap financing, the Workforce Enhancement Grant, and the Innovation Technology Loan Fund. The Bank of North Dakota, the nation's only state-owned bank, provides unique financing programs including the PACE (Partnership in Assisting Community Expansion) Fund and the MATCH program for technology startups.

The North Dakota Small Business Development Center, hosted by the University of North Dakota, provides free advising. Fargo's startup ecosystem is nationally recognized, with resources like Emerging Prairie and 1 Million Cups. North Dakota State University and UND provide strong research partnerships.

Eligibility Requirements

North Dakota programs require state registration, SBA compliance, and program-specific criteria. The Development Fund provides gap financing for businesses creating primary sector jobs. PACE requires local government partnership. The Innovation Technology Loan Fund targets technology companies. Bank of North Dakota programs have their own eligibility criteria.

How to Apply for Grants in North Dakota

• Register on SAM.gov for federal grants
• Review Department of Commerce programs
• Contact the Bank of North Dakota for financing programs
• Visit the North Dakota SBDC for assistance
• Explore Fargo startup ecosystem resources

Tips for North Dakota Applicants

The Bank of North Dakota is a unique asset — explore their full range of programs. Fargo's startup community punches well above its weight for a city its size. The state actively seeks economic diversification, so non-energy businesses are welcomed. USDA programs for agriculture and rural development face relatively low competition here. Partner with NDSU or UND for research-related grants.

Browse all North Dakota grants